What is Affordable Healthcare?
For that matter, what is Obamacare?
There is no such thing as ‘Obamacare’ It
‘figment of the imagination
of the Republican Party’!
The majority of the country,
the Democratic Party,
the Poor in this country,
Small Business Owners,
This is why, the Clinton Family tried
was defeated by the Republican Party
President Obama worked on,
without help from congress I might add,
The Affordable Healthcare Act.
The Affordable Care Act puts consumers back in charge of their health care. Under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health.
View Key Features of the Affordable Care Act or read a year-by-year overview of features.
Ends Pre-Existing Condition Exclusions for Children: Health plans can no longer limit or deny benefits to children under 19 due to a pre-existing condition.
Keeps Young Adults Covered: If you are under 26, you may be eligible to be covered under your parent’s health plan.
Ends Arbitrary Withdrawals of Insurance Coverage: Insurers can no longer cancel your coverage just because you made an honest mistake.
Guarantees Your Right to Appeal: You now have the right to ask that your plan reconsider its denial of payment.
Ends Lifetime Limits on Coverage: Lifetime limits on most benefits are banned for all new health insurance plans.
Reviews Premium Increases: Insurance companies must now publicly justify any unreasonable rate hikes.
Helps You Get the Most from Your Premium Dollars: Your premium dollars must be spent primarily on health care – not administrative costs.
Covers Preventive Care at No Cost to You: You may be eligible for recommended preventive health services. No copayment.
Protects Your Choice of Doctors: Choose the primary care doctor you want from your plan’s network.
Removes Insurance Company Barriers to Emergency Services: You can seek emergency care at a hospital outside of your health plan’s network.
For More Information
Read the Full Law
Find detailed technical and regulatory information on the Patient’s Bill of Rights.
Republicans just took the first step to repeal Obamacare
Congress is poised to complete its initial step toward dismantling President Barack Obama’s health care law, as Republicans divided over how to replace it face pressure from Donald Trump for quick action.
By a near party-line 51-48 vote early Thursday, the GOP-run Senate approved a budget that eases the way for action on subsequent repeal legislation as soon as next month.
The Republican-controlled House planned to complete the budget on Friday, even amid misgivings by some GOP lawmakers. Aiming to build momentum, the office of House Speaker Paul Ryan, R-Wis., distributed an email underscoring support for the measure by the conservative group Heritage Action.
“We must act quickly to bring relief to the American people,” said Senate Majority Leader Mitch McConnell, R-Ky.
The president-elect oozed confidence at a news conference on Wednesday, promising his incoming administration would soon reveal a plan to both repeal so-called Obamacare and replace it with legislation to “get health care taken care of in this country.”
“We’re going to do repeal and replace, very complicated stuff,” Trump told reporters, adding that both elements would pass virtually at the same time. That promise, however, will be almost impossible to fulfill in the complicated web of Congress, where GOP leaders must navigate complex Senate rules, united Democratic opposition and substantive policy disagreements among Republicans.
Passage of Thursday’s measure would permit follow-up legislation to escape the threat of a filibuster by Senate Democrats. Republicans are not close to agreement among themselves on what any Obamacare replacement would look like, however.
Republicans plan to get legislation voiding Obama’s law and replacing parts of it to Trump by the end of February, House Majority Leader Kevin McCarthy, R-Calif., said Wednesday on “The Hugh Hewitt Show,” a conservative radio program. Other Republicans have said they expect the process to take longer.
The 2010 law extended health insurance to some 20 million Americans, prevented insurers from denying coverage for pre-existing conditions and steered billions of dollars to states for the Medicaid health program for the poor. Republicans fought the effort tooth and nail and voter opposition to Obamacare helped carry the party to impressive wins in 2010, 2014 and last year.
Thursday’s Senate procedural vote will set up special budget rules that will allow the repeal vote to take place with a simple majority in the 100-member Senate, instead of the 60 votes required to move most legislation.
That means Republicans, who control 52 seats, can push through repeal legislation without Democratic cooperation. They’re also discussing whether there are some elements of a replacement bill that could get through at the same time with a simple majority. But for many elements of a new health care law, Republicans are likely to need 60 votes and Democratic support, and at this point the two parties aren’t even talking.
Sen. Rand Paul of Kentucky, unhappy that the measure endorsed huge budget deficits, was the sole Republican to vote against it.
Increasing numbers of Republicans have expressed anxiety over obliterating the law without a replacement to show voters.
Sen. Susan Collins, R-Maine, said she wants at least to see “a detailed framework” of a GOP alternative health care plan before voting on repeal. She said Republicans would risk “people falling through the cracks or causing turmoil in insurance markets” if lawmakers voided Obama’s statute without a replacement in hand.
Collins was among a handful of Republicans to occasionally break ranks to support some Democratic amendments aimed at supporting such things as rural hospitals and a mandate to cover patients with pre-existing medical conditions. They were all shot down by majority Republicans anyway.
In the House, many members of the conservative Freedom Caucus were insisting on first learning details about what a GOP substitute would look like – or putting some elements of the replacement measure in the repeal bill.
“We need to be voting for a replacement plan at the same time that we vote for repeal,” said Rep. Mark Meadows, R-N.C., an influential conservative.
Some more moderate House Republicans were unhappy, too, including Rep. Tom MacArthur, R-N.J., a leader of GOP centrists in the House Tuesday Group. He said he would oppose the budget because there was too little information about the replacement, including whether people receiving expanded Medicaid coverage or health care subsidies under the existing law would be protected.
“We’re loading a gun here,” MacArthur said. “I want to know where it’s pointed before we start the process.”